ZIP 33431 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 33431 (Palm Beach County, Florida) returns a moderate composite of 32/100. The latent-versus-live split is 70/100 structural and 8/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in institutional ownership (70/100), structural risk (70/100), mortgage stress (28/100). mortgage stress (28/100) and construction/permit lag (15/100) stay muted.

The peak-phase market in 33431 posted values that rose 0.6% over the year, and 11% higher over three years (phase confidence 6/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $640,700, an affordability ratio of 5.6×. There are about 9,181 housing units across 33431. Population is roughly 23,150 with a median age of 32. The vacancy rate is 15.6% — elevated. About 58% have a four-year degree. Around 68% of renters are cost-burdened. 68% of housing is owner-occupied. The poverty rate is 11.4%. On demographic stress specifically, 33431 scores 39/100. Households earn a median $103,252 — above the roughly $78,000 national figure.

On the whole, 33431 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 33431 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 33431 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Palm Beach County, Florida and the nation. Nothing here is interpolated — where a source is thin for 33431, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 33431's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 33431 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.