ZIP 48239 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48239 (Wayne County, Michigan) returns a moderate composite of 33/100. Latent structural risk is 74/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (90/100). The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (65/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100).

The market reads peak — home values rose 4.2% year on year, and 20% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.7%. There are about 14,736 housing units across 48239. Population is roughly 37,039 with a median age of 38. 78% of housing is owner-occupied. Median household income is $69,373, near the U.S. median near $78,000. About 23% have a four-year degree. The typical home is worth about $158,800 (2.1× income, relatively affordable). Around 47% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. Roughly 12.9% live below the poverty line.

On balance 48239 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 48239 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 48239 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 48239 stays directly comparable to neighboring ZIPs and the rest of Wayne County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 48239 shows blanks, not estimates, wherever the record is sparse.

The 33/100 figure for 48239 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48239 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.