ZIP 50008 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 50008 (Wayne County, Iowa) at a minimal 6/100 for overall property distress. Latent structural risk is 14/100 while live distress already moving reads 1/100. The pressure is most legible in construction/permit lag (28/100), structural risk (14/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $77,083 — near the roughly $78,000 national figure. Rent burden reaches 9% of tenant households. Roughly 13.7% live below the poverty line. The tenure split is 87% owner-occupied to 13% rented. The vacancy rate is 10.7%. Population is roughly 759 with a median age of 48. Educational attainment sits at 18% bachelor's-or-above. There are about 355 housing units across 50008. DLRadar's demographic-stress index for the area reads 20/100. Home values center near $115,100, an affordability ratio of 1.6× — accessible.

On balance 50008 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 50008 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 50008's 6/100 can be lined up against any neighbor in Wayne County, Iowa or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 50008 shows blanks, not estimates, wherever the record is sparse.

The 6/100 figure for 50008 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 50008 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.