ZIP 50522 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 50522 in Kossuth County, Iowa comes in at 23, a low composite-distress reading. Structurally it carries 50/100, against 4/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (60/100)). Leading the profile are construction/permit lag (100/100), structural risk (50/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

695 residents call 50522 home, typically aged 36. The ZIP holds roughly 318 housing units. Home values center near $82,600, an affordability ratio of 1.3× — accessible. DLRadar's demographic-stress index for the area reads 32/100. At $60,833, median income runs below typical U.S. levels. Around 55% of renters are cost-burdened. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. 37.7% of residents fall below the poverty threshold. The tenure split is 81% owner-occupied to 19% rented. Around 19% of adults hold a bachelor's degree or higher.

On the whole, 50522 leans distressed, with opportunity clustered in specific stressed parcels. While 50522 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 50522 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50522 can be compared directly against any other ZIP in Kossuth County, Iowa or nationwide. 50522 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

50522's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 50522 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.