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ZIP 52321 Foreclosure, Tax-Lien & Distress Report

Jones County, Iowa · High Poverty market

In Jones County, Iowa, ZIP 52321 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural risk reads 30/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (30/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads neutral — home values rose 4.9% year on year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 23.2% — high, a tax-stress and distress correlate. Population is roughly 456 with a median age of 41. Households earn a median $71,250 — near the roughly $78,000 national figure. There are about 162 housing units across 52321. Educational attainment sits at 12% bachelor's-or-above. The vacancy rate is 8.2%. Owners hold 85% of homes, renters 15%. On demographic stress specifically, 52321 scores 25/100. Around 20% of renters are cost-burdened. Home values center near $131,300, an affordability ratio of 1.7× — accessible.

Net-net, 52321 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 52321 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 52321's 13/100 can be lined up against any neighbor in Jones County, Iowa or any ZIP coast to coast. Where the public record is thin for 52321, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 for 52321 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 52321 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

13/100
Composite stress
30/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 52321

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk43
9 further distress layers are graded for 52321

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 52321 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic scoring, sourced entirely from public data · methodology

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