ZIP 52540 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Iowa · Affordable market
Composite property distress in 52540 (Jefferson County, Iowa) lands at 10/100 — minimal on DLRadar's distress scoring. Property-level stress concentrates in construction/permit lag (49/100), structural risk (23/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structurally it carries 23/100, against 1/100 of stress already in motion.
The peak-phase market in 52540 posted values that rose 2.4% over the year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
81% of housing is owner-occupied. About 19% have a four-year degree. The vacancy rate is 2.8%. Median household income is $57,589, below the U.S. median near $78,000. About 1,102 people live here, median age 43. The poverty rate is 17.8% — high, a tax-stress and distress correlate. There are about 481 housing units across 52540. Around 45% of renters are cost-burdened. Home values center near $115,300, an affordability ratio of 1.9× — accessible. On demographic stress specifically, 52540 scores 27/100.
Overall, 52540 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 52540 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 52540 runs through one identical scoring model, so its 10/100 sits on the same scale as every other ZIP in Jefferson County, Iowa and the nation. Every figure is auditable to a public dataset and refreshed as records update; 52540 shows blanks, not estimates, wherever the record is sparse.
The 10/100 for 52540 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 52540 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 52540
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 52540 Stress Report snapshot
A live read on 52540: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get every distressed property in 52540 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology