ZIP 52540 Property Distress & Foreclosure Data

Jefferson County, Iowa's ZIP 52540 registers 14/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (88/100), structural risk (33/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 33 and live distress 1 on the 0–100 scale.

The neutral-phase market in 52540 posted values that rose 4.8% over the year, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

81% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher. Vacancy runs 2.8%. At $57,589, median income runs below typical U.S. levels. Population is roughly 1,102 with a median age of 43. The poverty rate is 17.8% — high, a tax-stress and distress correlate. There are about 481 housing units across 52540. Rent burden reaches 45% of tenant households. The typical home is worth about $115,300 (1.9× income, relatively affordable). The demographic-stress sub-score lands at 27/100.

On balance 52540 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.