ZIP 52640 Foreclosure, Tax-Lien & Distress Report

ZIP code 52640 in Louisa County, Iowa carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 22/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (22/100), institutional ownership (18/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (8/100) stay muted.

Prices here sit in a neutral phase: values rose 4.9% over the trailing year, and 61% higher over three years (phase confidence 25/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $70,000, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. 10.4% of residents fall below the poverty threshold. Educational attainment sits at 14% bachelor's-or-above. Owners hold 89% of homes, renters 11%. 1,201 residents call 52640 home, typically aged 47. The ZIP holds roughly 579 housing units. Home values center near $125,800, an affordability ratio of 1.8× — accessible. Around 41% of renters are cost-burdened. The vacancy rate is 11.4% — elevated.

Overall, 52640 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.