ZIP 52640 Foreclosure, Tax-Lien & Distress Report

ZIP 52640's composite property-distress score is 14/100 - DLRadar classes that as minimal for Louisa County, Iowa. The split runs 32/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (48/100), structural risk (32/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The peak-phase market in 52640 posted values that rose 2.6% over the year, and 61% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $70,000 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 25/100. Roughly 10.4% live below the poverty line. Educational attainment sits at 14% bachelor's-or-above. Owners hold 89% of homes, renters 11%. Population is roughly 1,201 with a median age of 47. There are about 579 housing units across 52640. A median home runs $125,800 here, or 1.8 times local income. Rent burden reaches 41% of tenant households. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal.

On balance 52640 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 52640 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 52640 stays directly comparable to neighboring ZIPs and the rest of Louisa County, Iowa. 52640 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 52640 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 52640 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.