ZIP 52645 Foreclosure, Tax-Lien & Distress Report

ZIP code 52645 in Henry County, Iowa carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (52/100), structural risk (33/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. The split runs 33/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 13% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

There are about 1,449 housing units across 52645. The vacancy rate is 6.5%. The tenure split is 83% owner-occupied to 17% rented. Around 21% of adults hold a bachelor's degree or higher. The typical home is worth about $159,700 (1.9× income, relatively affordable). Median household income is $72,375, near the U.S. median near $78,000. Around 34% of renters are cost-burdened. 8.0% of residents fall below the poverty threshold. About 3,472 people live here, median age 37. The demographic-stress sub-score lands at 23/100.

Overall, 52645 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 52645 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 52645 shows blanks, not estimates, wherever the record is sparse.

The 15/100 figure for 52645 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 52645 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.