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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 52777 Foreclosure, Tax-Lien & Distress Report

Clinton County, Iowa · Affordable market

DLRadar grades ZIP 52777 (Clinton County, Iowa) at a low 22/100 for overall property distress. The latent-versus-live split is 51/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (64/100). The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (51/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100).

The market reads peak — home values rose 2.7% year on year, and 19% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,335 residents call 52777 home, typically aged 36. There are about 611 housing units across 52777. The typical home is worth about $158,900 (3.0× income, relatively affordable). Educational attainment sits at 14% bachelor's-or-above. The tenure split is 85% owner-occupied to 15% rented. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 11.0%. 6.7% of residents fall below the poverty threshold. Rent burden reaches 37% of tenant households. Households earn a median $47,250 — below the roughly $78,000 national figure.

On balance 52777 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 52777 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Clinton County, Iowa and the nation. Where the public record is thin for 52777, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 for 52777 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 52777 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

22/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 52777

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk64
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 52777 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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