ZIP 52778 Property Distress & Foreclosure Data

DLRadar grades ZIP 52778 (Cedar County, Iowa) at a low 20/100 for overall property distress. The latent-versus-live split is 44/100 structural and 4/100 already moving. Property-level stress concentrates in construction/permit lag (56/100), structural risk (44/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 27% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 33% of renters are cost-burdened. Home values center near $202,200, an affordability ratio of 2.4× — accessible. 5.9% of residents fall below the poverty threshold. The vacancy rate is 6.6%. Median household income is $74,625, near the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. Educational attainment sits at 31% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 1,697 housing units. 3,677 residents call 52778 home, typically aged 47.

Overall, 52778 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
44/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 52778

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk43
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Cedar County

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