ZIP 53045 Foreclosure, Tax-Lien & Distress Report

ZIP code 53045 in Waukesha County, Wisconsin carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (91/100), FEMA disaster exposure (71/100). Latent structural risk is 67/100 while live distress already moving reads 6/100. What sets it apart are the readings on structural risk (67/100), institutional ownership (59/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (19/100) register low.

The expansion-phase market in 53045 posted values that rose 5.7% over the year, and 20% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 40% of tenant households. 4.7% of residents fall below the poverty threshold. There are about 9,976 housing units across 53045. DLRadar's demographic-stress index for the area reads 26/100. The tenure split is 76% owner-occupied to 24% rented. The typical home is worth about $457,700 (3.8× income, relatively affordable). Educational attainment sits at 62% bachelor's-or-above. Population is roughly 23,072 with a median age of 46. Median household income is $116,541, above the U.S. median near $78,000. Vacancy runs 4.7%.

On balance 53045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 53045 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 53045 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 53045 stays directly comparable to neighboring ZIPs and the rest of Waukesha County, Wisconsin. Every figure is auditable to a public dataset and refreshed on ingest; 53045 shows blanks, not estimates, wherever the record is sparse.

Behind 53045's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 53045 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.