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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 59038 Foreclosure, Tax-Lien & Distress Report

Treasure County, Montana · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 59038 in Treasure County, Montana comes in at 1, a minimal composite-distress reading. Structurally it carries 3/100, against 1/100 of stress already in motion. What sets it apart are the readings on mortgage stress (5/100), institutional ownership (3/100), structural risk (3/100). institutional ownership (3/100) and structural risk (3/100) stay muted.

The peak-phase market in 59038 posted values that rose 2.2% over the year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $62,250, median income runs below typical U.S. levels. Owners hold 67% of homes, renters 33%. Around 26% of renters are cost-burdened. A median home runs $227,000 here, or 3.3 times local income. There are about 419 housing units across 59038. About 25% have a four-year degree. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 20.8% — elevated. The poverty rate is 10.5%. 683 residents call 59038 home, typically aged 49.

On the whole, 59038 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 59038 read uses the identical public-record model applied coast to coast, which means its 1/100 score means exactly what it means anywhere else, and 59038 stays directly comparable to neighboring ZIPs and the rest of Treasure County, Montana. Where the public record is thin for 59038, the field stays empty rather than modeled, and fills in as new documents post.

The 1/100 for 59038 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 59038 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

1/100
Composite stress
3/100
Structural risk
1/100
Distress activity

ZIP 59038 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk7
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 59038 Stress Report snapshot

59038 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Adjacent Treasure County ZIP reports

Related reports across Treasure County, Montana

Further distress data across Treasure County, Montana at ZIP, county and state level.

Unlock the full ZIP 59038 acquisition report

The full 59038 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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