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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 59254 Foreclosure, Tax-Lien & Distress Report

Sheridan County, Montana · High Vacancy market

In Sheridan County, Montana, ZIP 59254 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. The split runs 30/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (100/100), structural risk (30/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 2.2% year on year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,118 housing units across 59254. 11.3% of residents fall below the poverty threshold. Rent burden reaches 45% of tenant households. About 24% have a four-year degree. The tenure split is 73% owner-occupied to 27% rented. Population is roughly 1,845 with a median age of 50. Vacancy runs 29.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 59254 scores 30/100. Median household income is $62,115, below the U.S. median near $78,000. A median home runs $164,400 here, or 2.4 times local income.

Net-net, 59254 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 59254 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59254 can be compared directly against any other ZIP in Sheridan County, Montana or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 59254 shows blanks, not estimates, wherever the record is sparse.

The 12/100 figure for 59254 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 59254 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

12/100
Composite stress
30/100
Structural risk
2/100
Distress activity

ZIP 59254 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk14
9 further distress layers are graded for 59254

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 59254 by the numbers

A live read on 59254: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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