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ZIP 59545 Foreclosure, Tax-Lien & Distress Report

Liberty County, Montana · High Vacancy market

Composite property distress in 59545 (Liberty County, Montana) lands at 3/100 — minimal on DLRadar's distress scoring. What sets it apart are the readings on institutional ownership (9/100), mortgage stress (7/100), structural risk (5/100). By contrast, mortgage stress (7/100) and structural risk (5/100) register low. The split runs 5/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $41,042, median income runs below typical U.S. levels. The poverty rate is 8.0%. Around 23% of adults hold a bachelor's degree or higher. About 50 people live here, median age 79. The ZIP holds roughly 39 housing units. The demographic-stress sub-score lands at 36/100. Vacancy runs 29.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 100% owner-occupied to 0% rented. A median home runs $291,700 here, or 2.9 times local income.

Net-net, 59545 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 59545 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 59545 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 3/100 composite is a like-for-like number rather than an isolated estimate. 59545 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

59545's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 59545 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

3/100
Composite stress
5/100
Structural risk
2/100
Distress activity

ZIP 59545 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk7
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 59545 Stress Report snapshot

59545 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Rules-based scoring — each signal ties to a public dataset · methodology

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