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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 66538 Foreclosure, Tax-Lien & Distress Report

Nemaha County, Kansas · Distress market

Scored purely from public records, 66538 (Nemaha County, Kansas) returns a low composite of 21/100. What sets it apart are the readings on construction/permit lag (86/100), structural risk (48/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (3/100). On the structural side it scores 48/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 3,577 people live here, median age 41. Households earn a median $77,076 — near the roughly $78,000 national figure. Home values center near $299,300, an affordability ratio of 3.3× — accessible. The ZIP holds roughly 1,509 housing units. On demographic stress specifically, 66538 scores 25/100. Around 22% of renters are cost-burdened. Owners hold 80% of homes, renters 20%. The poverty rate is 6.5% — low. The vacancy rate is 9.0%. Educational attainment sits at 33% bachelor's-or-above.

Overall, 66538 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 66538 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 66538 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 66538 can be compared directly against any other ZIP in Nemaha County, Kansas or nationwide. The score is rebuilt from public data as it updates, so 66538 reflects the current record instead of a stale or modeled snapshot.

66538's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 66538 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

21/100
Composite stress
48/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 66538

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk23
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 66538 Stress Report snapshot

The live 66538 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Nemaha County ZIP reports

Keep exploring Kansas distress

Related ZIP, county and statewide reads linked to Nemaha County, Kansas.

The complete 66538 distress and acquisition report

Every distressed parcel in 66538 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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