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ZIP 66865 Foreclosure, Tax-Lien & Distress Report

Lyon County, Kansas · High Vacancy market

ZIP 66865's composite property-distress score is 15/100 - DLRadar classes that as low for Lyon County, Kansas. The pressure is most legible in institutional ownership (40/100), structural risk (34/100), mortgage stress (16/100). structural risk (34/100) and mortgage stress (16/100) stay muted. Structural risk reads 34/100 against active distress of 5/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100).

The market reads peak — home values rose 3.5% year on year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 40% of adults hold a bachelor's degree or higher. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $181,600 here, or 1.9 times local income. Rent burden reaches 8% of tenant households. The vacancy rate is 12.9% — elevated. The demographic-stress sub-score lands at 17/100. At $105,645, median income runs above typical U.S. levels. The ZIP holds roughly 460 housing units. Owners hold 84% of homes, renters 16%. About 1,189 people live here, median age 32.

On the whole, 66865 leans distressed, with opportunity clustered in specific stressed parcels. While 66865 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 66865's 15/100 can be lined up against any neighbor in Lyon County, Kansas or any ZIP coast to coast. Sparse data for 66865 shows as blanks, never estimates, and the score updates on every fresh public filing.

66865's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 66865 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

15/100
Composite stress
34/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 66865

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk38
9 further distress layers are graded for 66865

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 66865 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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