ZIP 67646 Foreclosure, Tax-Lien & Distress Report

ZIP code 67646 in Phillips County, Kansas carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 36/100, with 4/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (36/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (13/100).

The market reads peak — home values rose 2.9% year on year (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 21.7%, above the national norm and a classic distress-and-opportunity signal. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. About 704 people live here, median age 34. Rent burden reaches 33% of tenant households. Home values center near $77,800, an affordability ratio of 1.2× — accessible. Households earn a median $65,947 — below the roughly $78,000 national figure. The tenure split is 72% owner-occupied to 28% rented. 34.2% of residents fall below the poverty threshold. The ZIP holds roughly 435 housing units.

Taken together, 67646 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 67646 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 67646 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 67646 shows blanks, not estimates, wherever the record is sparse.

Behind 67646's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 67646 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.