ZIP 68104 Foreclosure, Tax-Lien & Distress Report

ZIP code 68104 in Douglas County, Nebraska carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)). Structurally it carries 74/100, against 7/100 of stress already in motion. Its heaviest discrete signals: structural risk (74/100), institutional ownership (58/100), construction/permit lag (52/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 14% higher over three years (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $168,100 (2.7× income, relatively affordable). 15.6% of residents fall below the poverty threshold. The ZIP holds roughly 16,352 housing units. The vacancy rate is 5.8%. Around 42% of renters are cost-burdened. Educational attainment sits at 31% bachelor's-or-above. On demographic stress specifically, 68104 scores 30/100. Population is roughly 37,003 with a median age of 35. Households earn a median $57,488 — below the roughly $78,000 national figure. The tenure split is 58% owner-occupied to 42% rented.

Net-net, 68104 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 68104 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 68104 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Douglas County, Nebraska and the nation. Where the public record is thin for 68104, the field stays empty rather than modeled, and fills in as new documents post.

Behind 68104's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 68104 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.