ZIP 68640 Foreclosure, Tax-Lien & Distress Report

In Nance County, Nebraska, ZIP 68640 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (97/100), structural risk (47/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (12/100) register low. On the structural side it scores 47/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

1,045 residents call 68640 home, typically aged 40. 11.2% of residents fall below the poverty threshold. Home values center near $142,400, an affordability ratio of 2.0× — accessible. 84% of housing is owner-occupied. The ZIP holds roughly 566 housing units. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 23% bachelor's-or-above. Median household income is $65,000, below the U.S. median near $78,000. The vacancy rate is 20.4% — elevated. Around 25% of renters are cost-burdened.

Net-net, 68640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 68640 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 68640's 21/100 can be lined up against any neighbor in Nance County, Nebraska or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 68640 reflects the current record instead of a stale or modeled snapshot.

The 21/100 figure for 68640 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 68640 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.