ZIP 69138 Property Distress & Foreclosure Data

ZIP code 69138 in Dawson County, Nebraska carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 31/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (31/100), structural risk (31/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 3.7% year on year, and 12% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 10.5%. The typical home is worth about $199,300 (2.2× income, relatively affordable). The poverty rate is 5.9% — low. Around 30% of renters are cost-burdened. At $81,250, median income runs near typical U.S. levels. Around 24% of adults hold a bachelor's degree or higher. 71% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. About 4,304 people live here, median age 40. The ZIP holds roughly 1,977 housing units.

Overall 69138 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.