ZIP 70085 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 70085 (St. Bernard County, Louisiana) at a moderate 32/100 for overall property distress. Structurally it carries 71/100, against 8/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (90/100), flood (NFIP) exposure (82/100), climate & FEMA risk (76/100)). Leading the profile are institutional ownership (71/100), structural risk (71/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (27/100).

The market reads peak — home values rose 1.7% year on year, 1.0% off the recent peak, and 24% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 21.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $156,600 (3.0× income, relatively affordable). The ZIP holds roughly 2,183 housing units. Population is roughly 4,952 with a median age of 33. Median household income is $49,940, below the U.S. median near $78,000. The tenure split is 78% owner-occupied to 22% rented. Rent burden reaches 74% of tenant households. DLRadar's demographic-stress index for the area reads 39/100. Educational attainment sits at 13% bachelor's-or-above.

On the whole, 70085 leans distressed, with opportunity clustered in specific stressed parcels. While 70085 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 70085 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in St. Bernard County, Louisiana and the nation. Where the record is thin for 70085, the field stays empty rather than modeled, and fills in as new documents post.

Behind 70085's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 70085 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.