ZIP 70820 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 70820 (East Baton Rouge County, Louisiana) at a moderate 31/100 for overall property distress. The sharpest non-environmental signals are institutional ownership (70/100), structural risk (66/100), mortgage stress (28/100). On the quiet end sit mortgage stress (28/100). It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (88/100). Structural exposure scores 66 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 2% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $47,556, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 48/100. Roughly 35.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 31% of homes, renters 69%. The ZIP holds roughly 12,517 housing units. About 54% have a four-year degree. Vacancy runs 23.0%, above the national norm and a classic distress-and-opportunity signal. Home values center near $286,600, an affordability ratio of 6.2×. Around 50% of renters are cost-burdened. About 22,397 people live here, median age 23.

Net-net, 70820 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 70820 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 70820 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in East Baton Rouge County, Louisiana and the nation. Where the public record is thin for 70820, the field stays empty rather than modeled, and fills in as new documents post.

Behind 70820's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 70820 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.