ZIP 72086 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 72086 in Lonoke County, Arkansas comes in at 24, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (76/100), FEMA disaster exposure (65/100)). Latent structural risk is 52/100 while live distress already moving reads 6/100. Its heaviest discrete signals: institutional ownership (53/100), structural risk (52/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 72086 posted values that rose 2.2% over the year, and 17% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $59,450, below the U.S. median near $78,000. The ZIP holds roughly 4,960 housing units. Around 25% of renters are cost-burdened. The tenure split is 78% owner-occupied to 22% rented. Around 12% of adults hold a bachelor's degree or higher. A median home runs $148,600 here, or 2.5 times local income. The poverty rate is 12.3%. About 12,250 people live here, median age 38. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 8.4%.

Overall, 72086 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 72086 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 72086 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 72086 stays directly comparable to neighboring ZIPs and the rest of Lonoke County, Arkansas. Where the public record is thin for 72086, the field stays empty rather than modeled, and fills in as new documents post.

72086's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 72086 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.