ZIP 72086 Property Distress & Foreclosure Data

In Lonoke County, Arkansas, ZIP 72086 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). The latent-versus-live split is 63/100 structural and 6/100 already moving. Its standout signals are structural risk (63/100), institutional ownership (57/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 17% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $59,450, median income runs below typical U.S. levels. The ZIP holds roughly 4,960 housing units. Around 25% of renters are cost-burdened. 78% of housing is owner-occupied. Around 12% of adults hold a bachelor's degree or higher. The typical home is worth about $148,600 (2.5× income, relatively affordable). The poverty rate is 12.3%. 12,250 residents call 72086 home, typically aged 38. The demographic-stress sub-score lands at 26/100. The vacancy rate is 8.4%.

Overall, 72086 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.