ZIP 72131 Foreclosure, Tax-Lien & Distress Report

ZIP code 72131 in Cleburne County, Arkansas carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 67/100 while live distress already moving reads 6/100. The most distinctive pressure shows up in construction/permit lag (98/100), structural risk (67/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (18/100). It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (60/100).

The peak-phase market in 72131 posted values that rose 3.0% over the year, and 2% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,099 residents call 72131 home, typically aged 54. Vacancy runs 23.0%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $161,900 (3.9× income, relatively affordable). Median household income is $41,835, below the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. The tenure split is 82% owner-occupied to 18% rented. There are about 2,356 housing units across 72131. Around 18% of renters are cost-burdened. Roughly 16.2% live below the poverty line.

Net-net, 72131 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 72131 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 72131 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 72131 stays directly comparable to neighboring ZIPs and the rest of Cleburne County, Arkansas. Every figure is auditable to a public dataset and refreshed on ingest; 72131 shows blanks, not estimates, wherever the record is sparse.

Each component behind 72131 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Treat 72131 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.