ZIP 72396 Property Distress & Foreclosure Data

ZIP code 72396 in Cross County, Arkansas carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), FEMA disaster exposure (73/100), climate & FEMA risk (63/100). On the structural side it scores 65/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (65/100), construction/permit lag (62/100), institutional ownership (57/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 2.9% year on year, and 6% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Median household income is $54,516, below the U.S. median near $78,000. 20.4% of residents fall below the poverty threshold. Around 37% of renters are cost-burdened. Educational attainment sits at 17% bachelor's-or-above. Owners hold 67% of homes, renters 33%. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 5,533 housing units. Home values center near $144,800, an affordability ratio of 2.4× — accessible. About 12,854 people live here, median age 39. The vacancy rate is 11.1%.

Net-net, 72396 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.