ZIP 72396 Foreclosure, Tax-Lien & Distress Report

ZIP code 72396 in Cross County, Arkansas carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (80/100), FEMA disaster exposure (65/100), climate & FEMA risk (63/100)). Latent structural risk is 55/100 while live distress already moving reads 7/100. The pressure is most legible in structural risk (55/100), institutional ownership (53/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (23/100) register low.

The peak-phase market in 72396 posted values that rose 3.3% over the year, and 6% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $54,516, median income runs below typical U.S. levels. Roughly 20.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 37% of renters are cost-burdened. About 17% have a four-year degree. The tenure split is 67% owner-occupied to 33% rented. The demographic-stress sub-score lands at 30/100. The ZIP holds roughly 5,533 housing units. Home values center near $144,800, an affordability ratio of 2.4× — accessible. Population is roughly 12,854 with a median age of 39. Vacancy runs 11.1%.

On the whole, 72396 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 72396 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 72396 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Cross County, Arkansas and the nation. Nothing here is interpolated — where a source is thin for 72396, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

72396's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 72396 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.