ZIP 72713 Foreclosure, Tax-Lien & Distress Report

ZIP code 72713 in Benton County, Arkansas carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (88/100). Its standout signals are structural risk (63/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (21/100). Structurally it carries 63/100, against 6/100 of stress already in motion.

The peak-phase market in 72713 posted values that rose 3.0% over the year, and 25% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 26,293 with a median age of 30. Vacancy runs 6.2%. Owners hold 51% of homes, renters 49%. The demographic-stress sub-score lands at 23/100. Rent burden reaches 14% of tenant households. Median household income is $117,752, above the U.S. median near $78,000. Home values center near $409,200, an affordability ratio of 3.0× — accessible. There are about 11,787 housing units across 72713. About 58% have a four-year degree. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas.

On balance 72713 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 72713 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 72713, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 72713 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 72713 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.