ZIP 73638 Property Distress & Foreclosure Data

ZIP code 73638 in Roger Mills County, Oklahoma carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (39/100), structural risk (21/100), mortgage stress (18/100). By contrast, structural risk (21/100) and mortgage stress (18/100) register low. The latent-versus-live split is 21/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100).

The market reads neutral — home values rose 4.5% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 159 people live here, median age 54. DLRadar's demographic-stress index for the area reads 30/100. 25.2% of residents fall below the poverty threshold. Owners hold 100% of homes, renters 0%. The vacancy rate is 17.1% — elevated. The ZIP holds roughly 84 housing units. Home values center near $175,000, an affordability ratio of 3.4× — accessible. Median household income is $61,250, below the U.S. median near $78,000. Educational attainment sits at 22% bachelor's-or-above.

Net-net, 73638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.