ZIP 73645 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 73645 (Beckham County, Oklahoma) lands at 23/100 — low on DLRadar's public-record scoring. Latent structural risk is 51/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (100/100), structural risk (51/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (5/100) register low.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 22% of renters are cost-burdened. The poverty rate is 37.3% — high, a tax-stress and distress correlate. The vacancy rate is 34.6% — elevated. The ZIP holds roughly 591 housing units. 67% of housing is owner-occupied. The typical home is worth about $90,400 (2.1× income, relatively affordable). At $39,250, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 33/100. Around 19% of adults hold a bachelor's degree or higher. Population is roughly 1,090 with a median age of 31.

Taken together, 73645 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 73645 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 73645 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 73645 can be compared directly against any other ZIP in Beckham County, Oklahoma or nationwide. The score is rebuilt from public data as it updates, so 73645 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 73645 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 73645 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.