ZIP 73728 Property Distress & Foreclosure Data

ZIP code 73728 in Alfalfa County, Oklahoma carries a composite property-distress score of 6/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 12/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (12/100), mortgage stress (5/100), institutional ownership (3/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads neutral — home values rose 4.5% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 29% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Around 44% of renters are cost-burdened. Home values center near $118,600, an affordability ratio of 1.8× — accessible. 16.3% of residents fall below the poverty threshold. About 1,708 people live here, median age 44. Median household income is $68,355, below the U.S. median near $78,000. The ZIP holds roughly 1,047 housing units. The vacancy rate is 25.3% — elevated. Owners hold 75% of homes, renters 25%.

Net-net, 73728 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.