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ZIP 73728 Foreclosure, Tax-Lien & Distress Report

Alfalfa County, Oklahoma · High Vacancy market

DLRadar grades ZIP 73728 (Alfalfa County, Oklahoma) at a minimal 6/100 for overall property distress. Latent structural risk is 12/100 while live distress already moving reads 2/100. The pressure is most legible in structural risk (12/100), mortgage stress (5/100), institutional ownership (3/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 29% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 28/100. Around 44% of renters are cost-burdened. The typical home is worth about $118,600 (1.8× income, relatively affordable). Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 1,708 residents call 73728 home, typically aged 44. Median household income is $68,355, below the U.S. median near $78,000. There are about 1,047 housing units across 73728. The vacancy rate is 25.3% — elevated. Owners hold 75% of homes, renters 25%.

On the whole, 73728 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 73728 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 73728's 6/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 73728 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 73728's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 73728 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

6/100
Composite stress
12/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 73728

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk38
9 further distress layers are graded for 73728

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

73728 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Alfalfa County ZIPs near 73728

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Deterministic scoring, sourced entirely from public data · methodology

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