ZIP 73857 Foreclosure, Tax-Lien & Distress Report

ZIP code 73857 in Woodward County, Oklahoma carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (68/100). Property-level stress concentrates in construction/permit lag (50/100), institutional ownership (40/100), structural risk (40/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 40/100 structural and 6/100 already moving.

The peak-phase market in 73857 posted values that rose 2.2% over the year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,031 with a median age of 39. The typical home is worth about $301,500 (3.5× income, relatively affordable). Median household income is $58,500, below the U.S. median near $78,000. Owners hold 89% of homes, renters 11%. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 12% of tenant households. The poverty rate is 12.2%. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 439 housing units. Around 27% of adults hold a bachelor's degree or higher.

Taken together, 73857 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 73857 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 73857 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 73857 can be compared directly against any other ZIP in Woodward County, Oklahoma or nationwide. Where the record is thin for 73857, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 for 73857 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 73857 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.