ZIP 73931 Foreclosure, Tax-Lien & Distress Report

ZIP code 73931 in Beaver County, Oklahoma carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). The latent-versus-live split is 27/100 structural and 6/100 already moving. Its standout signals are institutional ownership (39/100), structural risk (27/100), mortgage stress (22/100). By contrast, structural risk (27/100) and mortgage stress (22/100) register low.

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $96,600, an affordability ratio of 2.0× — accessible. 2.6% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. The ZIP holds roughly 275 housing units. At $44,423, median income runs below typical U.S. levels. 77% of housing is owner-occupied. About 52% have a four-year degree. DLRadar's demographic-stress index for the area reads 16/100. The vacancy rate is 21.7% — elevated. 536 residents call 73931 home, typically aged 42.

Taken together, 73931 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 73931 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 73931 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 73931 shows blanks, not estimates, wherever the record is sparse.

Behind 73931's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 73931 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.