ZIP 74431 Property Distress & Foreclosure Data

DLRadar grades ZIP 74431 (Okmulgee County, Oklahoma) at a minimal 12/100 for overall property distress. Property-level stress concentrates in structural risk (25/100), mortgage stress (5/100), institutional ownership (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). Environmental exposure also runs high (climate & FEMA risk (70/100)). On the structural side it scores 25/100, with 1/100 of stress already active.

The peak-phase market in 74431 posted values that rose 3.7% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 378 housing units. On demographic stress specifically, 74431 scores 26/100. Around 33% of renters are cost-burdened. The vacancy rate is 13.7% — elevated. Roughly 15.7% live below the poverty line. Population is roughly 869 with a median age of 41. About 7% have a four-year degree. A median home runs $92,500 here, or 1.5 times local income. Households earn a median $58,000 — below the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented.

On the whole, 74431 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.