ZIP 74578 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 74578 (Latimer County, Oklahoma) lands at 9/100 — minimal on DLRadar's public-record scoring. Its standout signals are structural risk (21/100), institutional ownership (15/100), mortgage stress (9/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100). The latent-versus-live split is 21/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100).

The peak-phase market in 74578 posted values that rose 1.1% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $41,429, median income runs below typical U.S. levels. Around 49% of renters are cost-burdened. The ZIP holds roughly 2,761 housing units. On demographic stress specifically, 74578 scores 33/100. 20.5% of residents fall below the poverty threshold. Educational attainment sits at 8% bachelor's-or-above. Owners hold 67% of homes, renters 33%. The vacancy rate is 17.4% — elevated. About 5,721 people live here, median age 38. Home values center near $100,800, an affordability ratio of 2.3× — accessible.

Taken together, 74578 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 74578 runs hot or quiet, its 9/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74578 can be compared directly against any other ZIP in Latimer County, Oklahoma or nationwide. Nothing here is interpolated — where a source is thin for 74578, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 74578's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 74578 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.