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ZIP 82054 Foreclosure, Tax-Lien & Distress Report

Laramie County, Wyoming · High Poverty market

In Laramie County, Wyoming, ZIP 82054 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (73/100)). Structurally it carries 57/100, against 5/100 of stress already in motion. The pressure is most legible in structural risk (57/100), institutional ownership (44/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (18/100) stay muted.

The market reads peak — home values rose 4.8% year on year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 12% of adults hold a bachelor's degree or higher. Median household income is $44,861, below the U.S. median near $78,000. 92% of housing is owner-occupied. Roughly 33.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 871 with a median age of 29. The vacancy rate is 0.0%. A median home runs $567,300 here, or 12.4 times local income. On demographic stress specifically, 82054 scores 56/100. There are about 337 housing units across 82054.

Taken together, 82054 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 82054 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 82054 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 82054 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 figure for 82054 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 82054 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

26/100
Composite stress
57/100
Structural risk
5/100
Distress activity

What is driving ZIP 82054’s distress

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk79
9 further distress layers are graded for 82054

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

82054 at a glance

A live read on 82054: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Laramie County ZIPs near 82054

Explore related distress reports

Further distress data across Laramie County, Wyoming at ZIP, county and state level.

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Each signal above is traceable to an open dataset · methodology

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