ZIP 82430 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 82430 (Hot Springs County, Wyoming) at a low 18/100 for overall property distress. The split runs 40/100 structural to 4/100 active on the ground. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (40/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (14/100).

The market reads peak — home values rose 3.5% year on year, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 45 housing units. DLRadar's demographic-stress index for the area reads 36/100. Roughly 13.2% live below the poverty line. Population is roughly 68 with a median age of 60. Around 100% of renters are cost-burdened. A median home runs $86,300 here, or 2.5 times local income. Around 5% of adults hold a bachelor's degree or higher. The tenure split is 93% owner-occupied to 8% rented. Households earn a median $33,929 — below the roughly $78,000 national figure. Vacancy runs 7.0%.

Net-net, 82430 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 82430 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 82430 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 82430 reflects the current record instead of a stale or modeled snapshot.

82430's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 82430 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.