ZIP 82431 Foreclosure, Tax-Lien & Distress Report

In Big Horn County, Wyoming, ZIP 82431 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 31/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100). What sets it apart are the readings on structural risk (31/100), construction/permit lag (23/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low.

The peak-phase market in 82431 posted values that rose 3.5% over the year, and 28% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 77% owner-occupied to 23% rented. A median home runs $221,300 here, or 3.3 times local income. 15.1% of residents fall below the poverty threshold. On demographic stress specifically, 82431 scores 31/100. Population is roughly 3,227 with a median age of 42. Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal. About 20% have a four-year degree. At $64,881, median income runs below typical U.S. levels. The ZIP holds roughly 1,490 housing units. Around 32% of renters are cost-burdened.

On the whole, 82431 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 82431 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 82431 stays directly comparable to neighboring ZIPs and the rest of Big Horn County, Wyoming. Nothing here is interpolated — where a source is thin for 82431, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

82431's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 82431 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.