ZIP 82637 Foreclosure, Tax-Lien & Distress Report

In Converse County, Wyoming, ZIP 82637 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (61/100), structural risk (37/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (8/100). The latent-versus-live split is 37/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.5% year on year, and 6% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,921 housing units. 79% of housing is owner-occupied. About 4,178 people live here, median age 44. On demographic stress specifically, 82637 scores 32/100. Roughly 8.5% live below the poverty line. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 46% of tenant households. Median household income is $72,130, near the U.S. median near $78,000. A median home runs $278,800 here, or 3.5 times local income. About 18% have a four-year degree.

On the whole, 82637 leans distressed, with opportunity clustered in specific stressed parcels. While 82637 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 82637 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 82637 can be compared directly against any other ZIP in Converse County, Wyoming or nationwide. Sparse data for 82637 shows as blanks, never estimates, and the score updates on every fresh public filing.

82637's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 82637 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.