ZIP 89045 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 89045 (Nye County, Nevada) at a low 17/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (73/100). The most distinctive pressure shows up in structural risk (37/100), institutional ownership (18/100), mortgage stress (9/100). institutional ownership (18/100) and mortgage stress (9/100) stay muted. The split runs 37/100 structural to 3/100 active on the ground.

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,851 residents call 89045 home, typically aged 38. Roughly 12.0% live below the poverty line. Vacancy runs 34.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 15% of tenant households. There are about 945 housing units across 89045. The demographic-stress sub-score lands at 25/100. Home values center near $107,900, an affordability ratio of 0.9× — accessible. Households earn a median $110,651 — above the roughly $78,000 national figure. 56% of housing is owner-occupied. About 8% have a four-year degree.

Net-net, 89045 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 89045 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 89045 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 89045 can be compared directly against any other ZIP in Nye County, Nevada or nationwide. The score is rebuilt from public data as it updates, so 89045 reflects the current record instead of a stale or modeled snapshot.

89045's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 89045 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.