ZIP 89104 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 89104 (Clark County, Nevada) at a low 26/100 for overall property distress. On the structural side it scores 58/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (64/100), structural risk (58/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (61/100).

The peak-phase market in 89104 posted values that rose 2.4% over the year, 2.1% off the recent peak, and 12% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 10.5%. The tenure split is 43% owner-occupied to 57% rented. Roughly 19.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 15% have a four-year degree. The typical home is worth about $325,500 (5.9× income). At $50,945, median income runs below typical U.S. levels. Population is roughly 39,883 with a median age of 39. DLRadar's demographic-stress index for the area reads 45/100. The ZIP holds roughly 16,506 housing units. Around 52% of renters are cost-burdened.

On balance 89104 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 89104's 26/100 can be lined up against any neighbor in Clark County, Nevada or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 89104 reflects the current record instead of a stale or modeled snapshot.

Behind 89104's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 89104 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.