ZIP 89445 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 89445 in Humboldt County, Nevada comes in at 6, a minimal composite-distress reading. The most distinctive pressure shows up in structural risk (11/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. On the structural side it scores 11/100, with 1/100 of stress already active.

The market reads peak — home values rose 2.1% year on year, and 14% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 7,496 housing units across 89445. Around 19% of adults hold a bachelor's degree or higher. Population is roughly 17,188 with a median age of 36. 74% of housing is owner-occupied. The vacancy rate is 8.8%. The poverty rate is 10.8%. Median household income is $80,801, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. The typical home is worth about $280,500 (3.2× income, relatively affordable). Around 26% of renters are cost-burdened.

On balance, 89445 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 89445 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 89445's 6/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 89445 shows as blanks, never estimates, and the score updates on every fresh public filing.

89445's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 89445 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.