ZIP 92860 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 92860 (Riverside County, California) at a moderate 36/100 for overall property distress. Property-level stress concentrates in structural risk (80/100), institutional ownership (65/100), construction/permit lag (63/100). On the quiet end sit mortgage stress (24/100). The latent-versus-live split is 80/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (84/100).

The peak-phase market in 92860 posted values that held roughly flat over the year, and 19% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 92860 scores 36/100. Around 38% of renters are cost-burdened. Home values center near $783,200, an affordability ratio of 5.8×. Median household income is $125,371, above the U.S. median near $78,000. Educational attainment sits at 21% bachelor's-or-above. The ZIP holds roughly 6,867 housing units. The vacancy rate is 3.8%. Owners hold 82% of homes, renters 18%. Population is roughly 25,268 with a median age of 41.

On balance 92860 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 92860 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 92860 read uses the identical public-record model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 92860 stays directly comparable to neighboring ZIPs and the rest of Riverside County, California. Where the public record is thin for 92860, the field stays empty rather than modeled, and fills in as new documents post.

92860's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 92860 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.