ZIP 96027 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 96027 in Siskiyou County, California comes in at 22, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (87/100)). Leading the profile are construction/permit lag (85/100), structural risk (48/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (4/100) register low. On the structural side it scores 48/100, with 1/100 of stress already active.

The contraction-phase market in 96027 posted values that held roughly flat over the year, and 6% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 957 housing units. Home values center near $312,700, an affordability ratio of 4.5×. Rent burden reaches 70% of tenant households. Educational attainment sits at 31% bachelor's-or-above. About 1,872 people live here, median age 52. 13.3% of residents fall below the poverty threshold. The vacancy rate is 14.4% — elevated. On demographic stress specifically, 96027 scores 38/100. 79% of housing is owner-occupied. Median household income is $69,559, near the U.S. median near $78,000.

On the whole, 96027 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 96027 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96027 can be compared directly against any other ZIP in Siskiyou County, California or nationwide. Where the public record is thin for 96027, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 96027 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 96027 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.