ZIP 99631 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 99631 (Kenai Peninsula County, Alaska) at a low 21/100 for overall property distress. Structural exposure scores 47 and live distress 0 on the 0–100 scale. Property-level stress concentrates in structural risk (47/100), construction/permit lag (28/100), institutional ownership (14/100). By contrast, construction/permit lag (28/100) and institutional ownership (14/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100).

The market reads peak — home values held roughly flat year on year, at 35/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

101 residents call 99631 home, typically aged 27. 36% of housing is owner-occupied. The typical home is worth about $364,800. There are about 184 housing units across 99631. DLRadar's demographic-stress index for the area reads 25/100. Around 70% of adults hold a bachelor's degree or higher. Households earn a median $113,889 — above the roughly $78,000 national figure. Around 0% of renters are cost-burdened. The vacancy rate is 77.3% — elevated. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 99631 leans distressed, with opportunity clustered in specific stressed parcels. 99631 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 99631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 99631 shows blanks, not estimates, wherever the record is sparse.

99631's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 99631 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.