ZIP 99640 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 99640 (Alaska) lands at 1/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are mortgage stress (16/100), institutional ownership (3/100), structural risk (2/100). institutional ownership (3/100) and structural risk (2/100) stay muted. The split runs 2/100 structural to 5/100 active on the ground.

The market reads peak — home values held roughly flat year on year, at 35/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 88 with a median age of 36. Median household income is $51,667, below the U.S. median near $78,000. The tenure split is 21% owner-occupied to 79% rented. Vacancy runs 71.2%, above the national norm and a classic distress-and-opportunity signal. Home values center near $88,200, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 119 housing units. Around 0% of renters are cost-burdened. The poverty rate is 28.4% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 38/100. About 15% have a four-year degree.

On the whole, 99640 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 99640 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 99640 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 1/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 99640, the field stays empty rather than modeled, and fills in as new documents post.

99640's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 99640 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.