ZIP 99786 Foreclosure, Tax-Lien & Distress Report
Northwest Arctic County, Alaska · High Vacancy market
ZIP code 99786 in Northwest Arctic County, Alaska carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (65/100). The latent-versus-live split is 67/100 structural and 8/100 already moving. Its standout signals are construction/permit lag (100/100), structural risk (67/100), institutional ownership (52/100). mortgage stress (26/100) stay muted.
The peak-phase market in 99786 posted values that held roughly flat over the year, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The demographic-stress sub-score lands at 27/100. Population is roughly 201 with a median age of 34. Median household income is $41,563, below the U.S. median near $78,000. Rent burden reaches 0% of tenant households. There are about 106 housing units across 99786. Around 6% of adults hold a bachelor's degree or higher. The poverty rate is 31.3% — high, a tax-stress and distress correlate. The typical home is worth about $96,900 (2.1× income, relatively affordable). 87% of housing is owner-occupied. Vacancy runs 30.3%, above the national norm and a classic distress-and-opportunity signal.
Taken together, 99786 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 99786 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 99786 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 99786 stays directly comparable to neighboring ZIPs and the rest of Northwest Arctic County, Alaska. Nothing here is interpolated — where a source is thin for 99786, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 29/100 figure for 99786 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 99786 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 99786
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
99786 at a glance
A live read on 99786: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Northwest Arctic County ZIP codes
Related reports across Northwest Arctic County, Alaska
Keep going: ZIP, county and state distress coverage for Northwest Arctic County, Alaska.
Open the complete 99786 acquisition file
The full 99786 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology