ZIP 99786 Property Distress & Foreclosure Data

In Northwest Arctic County, Alaska, ZIP 99786 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100). On the structural side it scores 68/100, with 8/100 of stress already active. Its standout signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (56/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 99786 scores 27/100. 201 residents call 99786 home, typically aged 34. Households earn a median $41,563 — below the roughly $78,000 national figure. Around 0% of renters are cost-burdened. The ZIP holds roughly 106 housing units. About 6% have a four-year degree. Roughly 31.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $96,900 here, or 2.1 times local income. The tenure split is 87% owner-occupied to 13% rented. The vacancy rate is 30.3% — elevated.

Taken together, 99786 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.