Success Bank (FDIC #10127): Bank Stress & Real-Estate Credit Exposure

Success Bank (FDIC Cert #10127): bank stress 51/100, moderate, STABLE over 7 days; parent GARRETT BANCSHARES LTD.

Success Bank (#10127) lends in 3 counties across 1 state; Success Bank (#10127) reaches 28 ZIP codes: Iowa 3 counties, 28 ZIPs.

Success Bank (#10127) largest markets: Van Buren County, IA (13 branches, 13 ZIPs) (#10127), Appanoose County, IA (11 branches, 11 ZIPs) (#10127), Davis County, IA (10 branches, 10 ZIPs) (#10127).

Success Bank (#10127) reports $277.1 million in total assets; Success Bank (#10127) equity $32.9 million (11.9% of Success Bank (#10127) assets); Success Bank (#10127) domestic deposits $236.5 million; Success Bank (#10127) net income $2.3 million; Success Bank (#10127) return on assets 1.67%; Success Bank (#10127) return on equity 13.89%; Success Bank (#10127) net interest income $5.3 million; Success Bank (#10127) call report June 30, 2026.

Success Bank (#10127) noncurrent real-estate loans: none reported; Success Bank (#10127) net charge-offs on real estate 0.36%.

Success Bank (#10127) net interest margin 4.19% against an eight-quarter Success Bank (#10127) average of 3.94% (Success Bank (#10127) compression -0.25 points); Success Bank (#10127) rate-exposure score 40/100, Success Bank (#10127) fixed-rate trap 40/100; Success Bank (#10127) risk type credit driven; Success Bank (#10127) rate regime rates elevated, Success Bank (#10127) snapshot October 20, 2026.

Success Bank (#10127) stress score moved from 45.8 on June 22, 2026 to 50.5 on October 20, 2026; Success Bank (#10127) ranged 45.8 to 50.5 over 117 snapshots.

Success Bank (#10127) alerts: 3 counties; top Success Bank (#10127) alert scores: Bloomfield County, IA 19 (low); Milton County, IA 19 (low); Moulton County, IA 19 (low).