Pilot Grove Savings Bank (FDIC #9100): Bank Stress & Real-Estate Credit Exposure
Pilot Grove Savings Bank (FDIC Cert #9100): bank stress 46/100, moderate, STABLE over 7 days; parent PILOT GROVE SB EMPLOYEE STK OWNERSHIP PLAN.
Pilot Grove Savings Bank (#9100) lends in 5 counties across 1 state; Pilot Grove Savings Bank (#9100) reaches 49 ZIP codes: Iowa 5 counties, 49 ZIPs.
Pilot Grove Savings Bank (#9100) largest markets: Jefferson County, IA (32 branches, 16 ZIPs) (#9100), Lee County, IA (117 branches, 13 ZIPs) (#9100), Van Buren County, IA (13 branches, 13 ZIPs) (#9100), Des Moines County, IA (12 branches, 12 ZIPs) (#9100), Henry County, IA (48 branches, 12 ZIPs) (#9100).
Pilot Grove Savings Bank (#9100) reports $1.22 billion in total assets; Pilot Grove Savings Bank (#9100) equity $122.1 million (10.0% of Pilot Grove Savings Bank (#9100) assets); Pilot Grove Savings Bank (#9100) domestic deposits $1.08 billion; Pilot Grove Savings Bank (#9100) net income $13.2 million; Pilot Grove Savings Bank (#9100) return on assets 2.23%; Pilot Grove Savings Bank (#9100) return on equity 22.26%; Pilot Grove Savings Bank (#9100) net interest income $21.7 million; Pilot Grove Savings Bank (#9100) call report June 30, 2026.
Pilot Grove Savings Bank (#9100) noncurrent real-estate loans 0.02% of its book; Pilot Grove Savings Bank (#9100) net charge-offs on real estate 0.11%; Pilot Grove Savings Bank (#9100) residential charge-offs 0.05%.
Pilot Grove Savings Bank (#9100) net interest margin 3.87% against an eight-quarter Pilot Grove Savings Bank (#9100) average of 3.55% (Pilot Grove Savings Bank (#9100) compression -0.33 points); Pilot Grove Savings Bank (#9100) real-estate loans 2.5% of equity; Pilot Grove Savings Bank (#9100) non-residential real estate 5.5% of equity; Pilot Grove Savings Bank (#9100) rate-exposure score 40/100, Pilot Grove Savings Bank (#9100) fixed-rate trap 40/100; Pilot Grove Savings Bank (#9100) risk type credit driven; Pilot Grove Savings Bank (#9100) rate regime rates elevated, Pilot Grove Savings Bank (#9100) snapshot October 19, 2026.
Pilot Grove Savings Bank (#9100) stress score moved from 43.8 on June 22, 2026 to 46 on October 19, 2026; Pilot Grove Savings Bank (#9100) ranged 43.8 to 46 over 116 snapshots.
Pilot Grove Savings Bank (#9100) alerts: 5 counties; top Pilot Grove Savings Bank (#9100) alert scores: Bonaparte County, IA 18 (low); Packwood County, IA 18 (low); West Burlington County, IA 18 (low); West Point County, IA 18 (low); Winfield County, IA 18 (low).