Iowa St B&T Co Fairfld Ia (FDIC #14413): Bank Stress & Real-Estate Credit Exposure
Iowa St B&T Co Fairfld Ia (FDIC Cert #14413): bank stress 73/100, elevated, STABLE over 7 days; parent IOWA ST FINL SERVICES CORP.
Iowa St B&T Co Fairfld Ia (#14413) lends in 3 counties across 1 state; Iowa St B&T Co Fairfld Ia (#14413) reaches 36 ZIP codes: Iowa 3 counties, 36 ZIPs.
Iowa St B&T Co Fairfld Ia (#14413) largest markets: Jefferson County, IA (16 branches, 16 ZIPs) (#14413), Wapello County, IA (12 branches, 12 ZIPs) (#14413), Appanoose County, IA (11 branches, 11 ZIPs) (#14413).
Iowa St B&T Co Fairfld Ia (#14413) reports $352.1 million in total assets; Iowa St B&T Co Fairfld Ia (#14413) equity $27.6 million (7.8% of Iowa St B&T Co Fairfld Ia (#14413) assets); Iowa St B&T Co Fairfld Ia (#14413) domestic deposits $300.9 million; Iowa St B&T Co Fairfld Ia (#14413) net income $2.1 million; Iowa St B&T Co Fairfld Ia (#14413) return on assets 1.24%; Iowa St B&T Co Fairfld Ia (#14413) return on equity 15.55%; Iowa St B&T Co Fairfld Ia (#14413) net interest income $5.8 million; Iowa St B&T Co Fairfld Ia (#14413) call report June 30, 2026.
Iowa St B&T Co Fairfld Ia (#14413) noncurrent real-estate loans: none reported; Iowa St B&T Co Fairfld Ia (#14413) net charge-offs on real estate 0.06%; Iowa St B&T Co Fairfld Ia (#14413) residential charge-offs 0.26%.
Iowa St B&T Co Fairfld Ia (#14413) net interest margin 3.59% against an eight-quarter Iowa St B&T Co Fairfld Ia (#14413) average of 3.29% (Iowa St B&T Co Fairfld Ia (#14413) compression -0.31 points); Iowa St B&T Co Fairfld Ia (#14413) non-residential real estate 26.1% of equity; Iowa St B&T Co Fairfld Ia (#14413) rate-exposure score 40/100, Iowa St B&T Co Fairfld Ia (#14413) fixed-rate trap 40/100; Iowa St B&T Co Fairfld Ia (#14413) risk type credit driven; Iowa St B&T Co Fairfld Ia (#14413) rate regime rates elevated, Iowa St B&T Co Fairfld Ia (#14413) snapshot October 20, 2026.
Iowa St B&T Co Fairfld Ia (#14413) stress score moved from 71.5 on June 22, 2026 to 73.4 on October 20, 2026; Iowa St B&T Co Fairfld Ia (#14413) ranged 71.5 to 73.4 over 117 snapshots.
Iowa St B&T Co Fairfld Ia (#14413) alerts: 3 counties; top Iowa St B&T Co Fairfld Ia (#14413) alert scores: Centerville County, IA 25 (low); Fairfield County, IA 25 (low); Ottumwa County, IA 25 (low).