Washington State Bank (FDIC #214): Bank Stress & Real-Estate Credit Exposure

Washington State Bank (FDIC Cert #214): bank stress 69/100, elevated, STABLE over 7 days; parent W S B INC.

Washington State Bank (#214) lends in 4 counties across 1 state; Washington State Bank (#214) reaches 54 ZIP codes: Iowa 4 counties, 54 ZIPs.

Washington State Bank (#214) largest markets: Marion County, IA (19 branches, 19 ZIPs) (#214), Jefferson County, IA (16 branches, 16 ZIPs) (#214), Louisa County, IA (13 branches, 13 ZIPs) (#214), Washington County, IA (26 branches, 13 ZIPs) (#214).

Washington State Bank (#214) reports $601.1 million in total assets; Washington State Bank (#214) equity $49.0 million (8.2% of Washington State Bank (#214) assets); Washington State Bank (#214) domestic deposits $510.5 million; Washington State Bank (#214) net income $4.2 million; Washington State Bank (#214) return on assets 1.39%; Washington State Bank (#214) return on equity 18.46%; Washington State Bank (#214) net interest income $9.3 million; Washington State Bank (#214) call report June 30, 2026.

Washington State Bank (#214) noncurrent real-estate loans 0.05% of its book; Washington State Bank (#214) residential -0.01%; Washington State Bank (#214) net charge-offs on real estate 0.47%; Washington State Bank (#214) multifamily charge-offs 1.10%.

Washington State Bank (#214) net interest margin 3.37% against an eight-quarter Washington State Bank (#214) average of 3.32% (Washington State Bank (#214) compression -0.04 points); Washington State Bank (#214) real-estate loans 4.5% of equity; Washington State Bank (#214) rate-exposure score 40/100, Washington State Bank (#214) fixed-rate trap 40/100; Washington State Bank (#214) risk type credit driven; Washington State Bank (#214) rate regime rates elevated, Washington State Bank (#214) snapshot October 20, 2026.

Washington State Bank (#214) stress score moved from 71.2 on June 22, 2026 to 69.2 on October 20, 2026; Washington State Bank (#214) ranged 69.2 to 71.2 over 117 snapshots.

Washington State Bank (#214) alerts: 4 counties; top Washington State Bank (#214) alert scores: Washington County, IA 40 (moderate); Columbus Junction County, IA 24 (low); Fairfield County, IA 24 (low); Pella County, IA 24 (low).