Leighton State Bank (FDIC #10118): Bank Stress & Real-Estate Credit Exposure
Leighton State Bank (FDIC Cert #10118): bank stress 49/100, moderate, STABLE over 7 days; parent LEIGHTON INVESTMENT CO.
Leighton State Bank (#10118) lends in 3 counties across 1 state; Leighton State Bank (#10118) reaches 51 ZIP codes: Iowa 3 counties, 51 ZIPs.
Leighton State Bank (#10118) largest markets: Jasper County, IA (21 branches, 21 ZIPs) (#10118), Mahaska County, IA (20 branches, 20 ZIPs) (#10118), Marion County, IA (38 branches, 19 ZIPs) (#10118).
Leighton State Bank (#10118) reports $298.2 million in total assets; Leighton State Bank (#10118) equity $34.1 million (11.4% of Leighton State Bank (#10118) assets); Leighton State Bank (#10118) domestic deposits $254.4 million; Leighton State Bank (#10118) net income $2.6 million; Leighton State Bank (#10118) return on assets 1.80%; Leighton State Bank (#10118) return on equity 15.86%; Leighton State Bank (#10118) net interest income $5.2 million; Leighton State Bank (#10118) call report June 30, 2026.
Leighton State Bank (#10118) noncurrent real-estate loans: none reported; Leighton State Bank (#10118) net charge-offs on real estate 0.95%; Leighton State Bank (#10118) residential charge-offs 3.54%.
Leighton State Bank (#10118) net interest margin 3.73% against an eight-quarter Leighton State Bank (#10118) average of 3.34% (Leighton State Bank (#10118) compression -0.39 points); Leighton State Bank (#10118) non-residential real estate 354.0% of equity; Leighton State Bank (#10118) rate-exposure score 40/100, Leighton State Bank (#10118) fixed-rate trap 40/100; Leighton State Bank (#10118) risk type credit driven; Leighton State Bank (#10118) rate regime rates elevated, Leighton State Bank (#10118) snapshot October 20, 2026.
Leighton State Bank (#10118) stress score moved from 50.8 on June 22, 2026 to 49.5 on October 20, 2026; Leighton State Bank (#10118) ranged 49.5 to 50.8 over 117 snapshots.
Leighton State Bank (#10118) alerts: 3 counties; top Leighton State Bank (#10118) alert scores: Monroe County, IA 33 (low); Leighton County, IA 19 (low); Pella County, IA 19 (low).